Business Loans

To keep small businesses like yours growing, it’s essential to have right-sized funding in place at exactly the right time. In order to make swift decisions, you need quick answers from business banking experts capable of discussing the true professional impact of your decisions. That’s where our expertise comes in and makes a world of difference. Every single business customer at URSB is connected to a relationship manager who serves as a point of contact to answer questions and provide financial advice tailored to your individual needs. We partner with you to work together toward your goals — whether your next milestone involves purchasing equipment, renovating your space, expanding your presence, or investing in your next opportunity.

Commercial Real Estate Loans

Work with us to establish financing when you purchase or refinance owner-occupied or non-owner-occupied commercial real estate. Various loan terms are available with amortizations up to 25 years.     

Business Lines of Credit

Securing a business line of credit gives you quick access to cash with flexible repayment terms. You’re able to withdraw funds as you need them against a predetermined credit limit—rather than receiving one lump sum all at once. With an established business line of credit, you pay interest only on the funds you withdraw. Then, as you repay the funds, they are available for you to borrow again.

Term Loans    

Loans with fixed rates and terms can help you acquire machinery, equipment, and fixed assets, or refinance existing term debt. Loans are available in varying terms

Letters of Credit

We offer specific commitments guaranteed by the bank for a third-party beneficiary. Such letters of credit are available only to qualified borrowers.

Construction Loans    

Secure financing for your construction projects for various types of commercial projects, including investment properties or owner-occupied commercial buildings, and construction of new homes for residential home builders.            

Get the funds you need to grow your business today. Stop by our branch or call 732-541-5445.  

URSB Loan Calculator