Remote Deposit Capture

Remote Deposit Capture

What is remote deposit capture (RDC)?

RDC is a way to process payments without sending paper checks to your bank or credit union. Take a photo of checks remotely, and send check images to the bank for deposit.

Which RDC option may be right for your business?

URSB remote deposit capture options include entry-level solutions, high-volume check processing systems and integrated check-and-card devices.

Compare RDC options and benefits

Remote Deposit Capture Type Features Key Benefits Best for
Business Mobile check deposit Deposit checks using the camera on your mobile device. With the URSB Mobile App, you can securely deposit checks in seconds anytime, anywhere in the U.S.
  • Make mobile check deposits with your iPhone®, iPad® or Android® smartphone’s camera and the URSB Mobile App
  • Sole proprietors and small businesses that have a low volume of checks
Remote Deposit Capture Machine Deposit using a dedicated scanner or a supported mobile device.
  • Convert paper checks into electronic transactions at point of receipt
  • Collect payments and make daily deposits into a single account or multiple URSB accounts
  • Businesses and government entities that receive check payments by mail or in a point-of-sale, walk-up or drop-box environment, especially those that process a higher volume of checks