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Online and Mobile Banking will be unavailable Sunday, April 12, 2026, from 12:01 a.m. to 1:00 p.m. ET due to scheduled maintenance.

Carteret Performing Arts Center and URSB

Bank of CPAC

The Official

URSB proudly supports the Carteret Performing Arts Center, fostering local talent and enriching our community through vibrant cultural experiences.

April is Financial Literacy Awareness Month

Discover our Favorite Resources

When we receive a qualifying direct deposit—such as your paycheck or Social Security payment—we make your money available as soon as it arrives, up to two days early and up to $10,000* per deposit. There’s no enrollment required and no extra steps to take.

*If your direct deposit exceeds $10,000, the remaining funds will be posted on the standard effective date.
**Applies only to consumer accounts

get paid early with early pay ach!

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Like to shop local?

URSB gets you discounts with local retailers in and around Carteret.

Learn More About Bazing Checking!

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Refresh your look with expert hair services at Flores Beauty Studio. Known for quality care and personalized styling, their team helps you achieve a look you’ll love. Take advantage of their BaZing offer—enjoy 10% off highlight services every Monday and Tuesday.

(732)541-4028 29 Washington Ave, Carteret NJ

Banking and loan options for everyone!

Personal Banking

Start building the lifestyle you deserve with Checking, Savings & Retirement options.

Business Banking

Earn more, save more, and do more with our full suite of financial tools.

Mortgage Loans

Check today’s rates, use our financial calculators, and apply for a loan.

Protect Against Fraud

Find out how to identify phishing scams and stop bank impostors in their tracks. We’ve joined with the American Bankers Association and banks across the country in a nationwide effort to fight phishing—one scam at a time.

Learn How to Protect Against Fraud