URSB Bank - Home

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For information related to the URSB Bancorp Stock Offering please call 1-866-344-7952.

Business and Retail Online Banking will be unavailable on Saturday, March 21, 2026, between 12:01 a.m. and 6:00 a.m. EST due to scheduled system maintenance.

Carteret Performing Arts Center and URSB

Bank of CPAC

The Official

URSB proudly supports the Carteret Performing Arts Center, fostering local talent and enriching our community through vibrant cultural experiences.

When we receive a qualifying direct deposit—such as your paycheck or Social Security payment—we make your money available as soon as it arrives, up to two days early and up to $10,000* per deposit. There’s no enrollment required and no extra steps to take.

*If your direct deposit exceeds $10,000, the remaining funds will be posted on the standard effective date.
**Applies only to consumer accounts

get paid early with early pay ach!

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Like to shop local?

URSB gets you discounts with local retailers in and around Carteret.

Learn More About Bazing Checking!

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Keep your car looking its best with Speeder’s Car Wash, offering fast, convenient, and high-quality washes designed to fit your schedule. As a BaZing member, enjoy an exclusive offer: just $1 for the first month with the purchase of an Unlimited Monthly Carwash Package.

(561)556-9274 1560 Roosevelt Ave, Carteret NJ

Banking and loan options for everyone!

Personal Banking

Start building the lifestyle you deserve with Checking, Savings & Retirement options.

Business Banking

Earn more, save more, and do more with our full suite of financial tools.

Mortgage Loans

Check today’s rates, use our financial calculators, and apply for a loan.

Protect Against Fraud

Find out how to identify phishing scams and stop bank impostors in their tracks. We’ve joined with the American Bankers Association and banks across the country in a nationwide effort to fight phishing—one scam at a time.

Learn How to Protect Against Fraud