Your security is our top priority at URSB. As scams and fraud attempts become increasingly sophisticated, staying alert and proactive is the best way to protect your money and personal information.

Here are a few simple but important steps every customer can take to stay safe. 

1. Review Your Accounts Regularly

Make a habit of checking your bank statements and online banking activity for any unfamiliar or unauthorized transactions. Spotting suspicious activity early allows our team to act quickly and help protect your accounts.

2. Report Suspicious Activity Right Away

If your debit card is lost or stolen, call 732-541-5445 (Option 8) immediately.

For all other suspicious activity, call 732-541-5445 (Option 4), email Retail@URSB.bank, or visit your nearest URSB branch. Our local team is ready to help you take the right steps to secure your account.

3. Keep Your Information Private

Scammers often impersonate trusted institutions through phone calls, texts, or emails that seem urgent or official. Remember:

  • URSB will never ask for your password, full Social Security number, or one-time passcodes.
  • Avoid clicking unfamiliar links or responding to unsolicited messages.
  • If something feels off, contact us directly—don’t reply to the message.

4. Turn On Account Alerts

Stay one step ahead by enabling real-time account alerts through URSB Online or Mobile Banking. You’ll receive notifications about deposits, withdrawals, or unusual transactions as soon as they happen.

Need help setting up alerts? Our team can walk you through it. Simply stop by a branch or give us a call.

5. Keep Your Contact Information Up to Date

Make sure we have your current mailing address, phone number, and email on file. Up-to-date information helps us reach you quickly if we detect unusual account activity.

6. Use Trusted Fraud Prevention Resources

For more tips on protecting yourself from scams and identity theft, visit the Federal Trade Commission’s Identity Theft website, and save this helpful flyer with quick tips to protect yourself from identity theft.

The Bottom Line

Protecting your finances starts with awareness. By following these steps and using the security tools built into URSB’s digital banking, you can stay confident that your accounts are safe and secure.

Have questions or need help setting up security alerts? Stop by your local URSB branch or contact our team at 732-541-5445.

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