Opening a holiday club account should be added to your list of New Year’s resolutions each year, since starting in January will allow you to grow the most savings in your holiday account. By the time you’re ready to start your holiday shopping, you’ll have increased your account balance so you can decrease your debt. You can save throughout the entire year and make deposits at our local branch, via our mobile app, or through Online Banking. You’ll also receive interest on your balance, which will be credited on your disbursement date.