Checking
We offer a variety of personal checking accounts to suit your individual needs
Platinum Checking
The Platinum account is ideal for those looking to earn more from their Checking Account.
$5,000 minimum deposit to open an account
$5,000 minimum balance to avoid monthly service fee of $5
Tiered interest rates based on account balance
Unlimited check writing
$1 minimum balance to obtain annual percentage yield (See rate table for complete APY information)
Discover Debit available!
Money Market
Have excess funds you want to put to work? Choose our Money Market Account. It’s great for when you only require occasional access to funds, but want continual access to rewards!
$500 minimum deposit to open an account
$500 minimum balance to avoid monthly service fee of $5
Tiered interest rates based on account balance
$1 minimum balance to obtain annual percentage yield (See rate table for complete APY information)
6 preauthorized withdrawals/transfers/checks/debit card or similar transactions per month
NOW Checking
Our most versatile account, NOW checking is the perfect tool for your daily spending.
$50 minimum deposit to open an account
$50 minimum balance to avoid monthly service fee of $5
No minimum balance for customers over 55 years of age
$1 minimum balance to obtain annual percentage yield
Unlimited check writing
Discover Debit available!
New Jersey Consumer Checking
$50 minimum deposit to open an account
Account must maintain a minimum balance of $1.00 to remain active
Eight free checks per statement monthly statement cycle, additional checks paid in excess of 8 checks at $.50 per check
Unlimited number of deposits
Monthly service charge
There is a nominal charge for imprinted checks
Community Checking
When you open a new Community Checking Account at URSB and link to Direct Deposit, you’ll earn $50 deposited into your account! Plus, we’ll donate an additional $100 to a civic or non-profit organization of your choice!**
$500 minimum balance to avoid monthly service fee of $7.50
Discover Debit available!
Unlimited check writing
No monthly maintenance fee
If no civic organization is selected, the funds will be donated to the Wounded Warrior Project®
State-of-the-Art Debit Cards
CARD VALET: New app for added Debit Card Protection
It’s easy to sign up! Using your Apple or Android phone download the Card Valet (Fiserv) App to your phone!
- Receive alerts whenever your card is used
- Establish transaction controls for dollar amount limits, merchant categories, transaction types and geographic locations
- Set limits for spending
- Turn your debit card “off” if it’s lost or stolen
See cardvalet.com for further information and feature
URSB’s Debit Cards Have been updated to the latest chip technology
Here are some of the great advantages to the new cards!
- Accurate and “real time” account balance information
- Immediate access to direct deposits
- “Chip” technology provides an added layer of security and greater protection against fraud
It's Easy to Move Your Accounts
Using ClickSWITCHOpen an Account Today!
Contact UsOpen an Account Today!
Contact us in person, on the phone, or through our contact form.
Visit our branch
732-541-5445
Order Personal Checks Online
Checks ordered online are subject to an ordering fee.
Please be advised if you are eligible for free checks, visit URSB and see an account representative, who will assist you in ordering your checks.
*APY= Annual Percentage Yield
**To qualify, you must open a new Community Checking account before December 31, 2022 and maintain an average daily balance of $500 per statement cycle for the first 90 days of account opening. You must also have recurring, minimum aggregate direct deposit(s) of at least $1,000 per statement cycle within 90 days of account opening. Following three complete statement cycles, qualifying depositors will have $50 deposited into their checking account and $100 will be deposited/sent to a local civic organization (must be approved by URSB) of their choice. Bonus offer is only available to new depositors and is limited to one bonus per individual regardless of how many accounts they open. Bonus is reportable for tax purposes. There is no monthly maintenance fee. The checking account is subject to rules, fees and restrictions as governed by the account disclosure signed at account opening. This offer is subject to change at any time without notice.
