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Home Equity Loans

Home Equity Loan

A Home Equity Loan from URSB is dependable and gives you all your money at once. Then, you pay it back in fixed monthly payments deducted automatically from your personal checking or savings accounts.


  • Minimum loan amount of $15,000.00 up to a Maximum amount of $250,000.00
  • No Fee to Apply
  • No Closing Costs
  • Primary and Secondary Residences only
  • New Jersey Properties Only
Loan Calculator

Home Equity Lines of Credit

A Home Equity Line of Credit (HELOC) from URSB is flexible enough to be used for whatever you need, whenever you need it.


  • No application fee and no annual fee
  • Variable interest rate tied to the prime lending rate
  • During the revolving period of your credit line, the money is there when you need it
  • Interest may be tax deductible.  Please consult your tax advisor.
  • Minimum loan amount of $15,000.00 up to a Maximum amount of $250,000.00.
  • Primary Residence in New Jersey Only
Line of Credit Loan Calculator

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