URSB Offers a Purchasing Credit Cards for Small Businesses!

1. The Purchasing Card processing agent is Visa meaning that the URSB Credit Card is accepted anywhere Visa® is accepted.
2. Manage business accounts online at goldcircuit.cardmanager.com/URSB
3. All products offer Visa® Zero Liability
4. Allows Customers to restrict cards at the individual level by merchant category and daily and monthly spend.
5. 24/7 online access allows administrators to add cardholders, MCC codes, increase/decrease spend limits, view approvals / declines, print statements, update profiles, and make payments in real-time.
6. Earn cash back rebate on all purchases through a tiered rebate structure (see below)
7. Allows URSB business customers to access the ServisFirst Expense Management Software offering broad functionality by leveraging advanced capabilities for queries, workflow management, report generation, and data exports.

• • Define account code segments including cost centers, departments, or other account ledger indicators to automatically assign to transactions.
  • Account holders can review, edit, and submit expense reports for supervisors to review.
  • Provides program administrators, finance personnel, and travel and purchasing managers extensive spend analysis tools.
  • Track out of pocket and mileage expense reimbursements and record on separate reports for audit purposes.
• Allows URSB Business Customers to Access Visa® Payables Automation

• Streamline the way they pay your suppliers: Visa® processes your account payable files and adjusts limits as needed. A remittance notice is then sent to your supplier, and, after your supplier charges the card, you will receive all reconcile notifications.
• Control spending: Visa® can automatically adjust your commercial card limit to match approved invoices, reducing the risk of unauthorized activities.