For over a century, URSB has been helping our community navigate towards retirement with incredible success.

Our banking professionals are ready to serve you on your journey toward financial freedom with these great options:

CDs (Certificates of Deposit)

Safe and secure, a CD with URSB is the perfect way to save for the future. Open a deposit, earn interest, and enjoy a greater quality of life later on. We make it easy.

  • $500 minimum deposit to open account

  • $500 minimum balance to obtain annual percentage yield

  • Interest is compounded & credited monthly

  • Automatic renewal for added convenience

  • Interest may be withdrawn during term of the certificate

  • No monthly service fees

Call us today to open a CD – 732-541-5445

11 Month CD Step Up

Introducing our newest CD! It lets you take advantage of today’s rising interest rates in a shorter amount of time. You have the option to increase the rate once within the term of the 11 Month CD Step Up to the bank’s current interest rate offering on the 11 Month CD Step Up at that time.

19 Month CD Step Up

Take advantage of rising interest rates. You have the option to increase the rate once within the term of the 19 Month CD Step Up to the bank’s current interest rate offering on the 19 Month CD Step Up at that time.

Individual Retirement Accounts (IRAs)

Saving for retirement can certainly seem overwhelming.

That’s why we work to make it as simple as possible with expertise, IRAs, and considerate customer care with every visit.

Let us help you prepare for the road ahead with a Traditional or Roth IRA, depending on your savings goals.

Call us today to open an IRA – 732-541-5445

Traditional IRA

  • Contributions may be tax-deductible

  • Account balance remains untaxed until funds are withdrawn.

  • For rates and more information, speak with one of our banking professionals today!

Roth IRA

  • Earnings accumulate tax-free

  • Contributions made are not tax-deductible

  • For rates and more information, speak with one of our banking professionals today!

Introducing the Carteret Ultra CD

Live or work in Carteret or Port Reading?
Open any new savings or checking account at URSB and save more with an ultra high-return CD!

Take advantage of this unmatched offer from your friendly neighbors at URSB, Carteret’s hometown bank for more than 100 years.

OPEN AN ACCOUNT TODAY! CALL 732-541-5445

Offer available to consumers who work or live in Carteret or Port Reading. Deposit limit up to $2,500. Offer only for new deposit money. Limited to one Carteret Ultra CD per person / one per household in any 12-month period. A checking account with URSB must be maintained for the term of the Carteret Ultra CD. Minimum Deposit $500.00.

Annual Percentage Yield (APY) assumes continuous re-investment of both interest and principal at the original interest rate for a period of one year. Minimum balance to earn the APY is $500.00. A penalty may be imposed for early withdrawal. Contact URSB for full disclosure. Rates effective as of 07/10/2017 and are subject to change without notice.