URSB Bank - Home

- Annual percentage yield (APY): 4.25% 6-Month CD,
4.00% 12-Month CD

- Available with a Perk’s Checking or Perk’s Checking with Interest account with a minimum $2,500 balance and direct deposit

- Early withdrawal penalties may apply

Like to shop local?

URSB gets you discounts with local retailers in and around Carteret.

Learn More About Bazing Checking!

Carteret Performing Arts Center and URSB

Bank of CPAC

The Official

URSB proudly supports the Carteret Performing Arts Center, fostering local talent and enriching our community through vibrant cultural experiences.

Empowering Local Growth, Driven by You.

Personal, professional & purposeful banking in the Carteret area.

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LET US HELP
WITH YOUR BANKING NEEDS.

ALREADY AN EXISTING CUSTOMER?

URSB PERKS CD

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TWO GREAT
RATES!

Fees may reduce earnings. *Annual Percentage Yield (APY) assumes continuous re-investment of both interest and principal at the original interest rate for a period of one year. Minimum balance to earn the APY is $500.00. A penalty may be imposed for early withdrawal. Contact URSB for full disclosure. Rates effective as of 1/2/2025 and are subject to change without notice.

Banking and loan options for everyone!

Personal Banking

Start building the lifestyle you deserve with Checking, Savings & Retirement options.

Business Banking

Earn more, save more, and do more with our full suite of financial tools.

Mortgage Loans

Check today’s rates, use our financial calculators, and apply for a loan.

Protect Against Fraud

Find out how to identify phishing scams and stop bank impostors in their tracks. We’ve joined with the American Bankers Association and banks across the country in a nationwide effort to fight phishing—one scam at a time.

Learn How to Protect Against Fraud

Services and Resources

RECENT NEWS

Kenneth R. Totten, Chairman, President & CEO of URSB

2025 President’s Letter

FB #4602

Private: Are You A First-Time Homebuyer? URSB Can Help You Obtain Up To $20,000 in Grants Towards Your First Home!

Download Our App

THE COMPLETE
BANKING EXPERIENCE
AT YOUR FINGERTIPS.

Want to have the power to be able to view your transactions, deposit checks, have access to your balance + more? Make your online banking experience more seamless and accessible. Download the United Roosevelt Savings Bank app today!

Banking and loan options for everyone!

Personal Banking

Business Banking

Mortgage Loans

Protect Against Fraud

Services and Resources

RECENT NEWS

2025 President’s Letter

FB #4602

Private: Are You A First-Time Homebuyer? URSB Can Help You Obtain Up To $20,000 in Grants Towards Your First Home!

Products

Services

Resources

About URSB